Inheritance Tax
Pass on more of what you’ve worked hard for
You’ve worked hard to grow your business and your wealth. We’ll help ensure more of it is passed on to your family; not the taxman.
Why inheritance tax planning matters
For business owners, inheritance tax planning isn’t just about personal wealth: it’s about protecting the future of your business and the people it supports. Without the right planning, your estate (including shares in your company) could be subject to significant tax when passed on, potentially forcing loved ones to sell assets to pay the bill.
Proper planning allows you to minimise that burden and pass on your legacy in a tax-efficient and thoughtful way.
Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. For guidance, seek professional advice. The Financial Conduct Authority does not regulate estate planning or tax planning.
How we can help
We’ll take a full view of your personal and business assets, working with you (and your accountant or solicitor if needed) to:
Understand how Business Relief could reduce or eliminate tax on your company shares
Make use of gifting allowances, trusts and life insurance
Structure your estate for maximum efficiency and control
Protect the long-term future of your business and family
Ensure your succession plans align with your wishes
Every business is different, so our advice is always tailored: clear, practical and grounded in what matters to you.
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The earlier, the better. Even small steps taken now can lead to significant tax savings down the line and give you peace of mind.
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Yes; there are several gifting allowances you can use each year. We’ll help you understand what you can give away tax-free.
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Without proper planning, your estate could face a 40% tax rate on anything above the threshold. That could mean less passed on to loved ones.
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Not at all. Many people don’t realise how close they are to the threshold, especially once property values and pensions are included.
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It depends on the type of trust. We’ll explain the options and help you choose what’s right for your situation.
Let’s protect what matters most
Get clear, personal advice on protecting your wealth and ensuring the right people benefit without unnecessary tax.